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Terms of Service

Last updated: 2025/03/01

Welcome to MarketPrediction.ai (the “Platform”), operated by Signowls FlexCo (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the Platform, including any content, functionality, products, or services offered by us (collectively, the “Services”). By accessing or using the Platform, you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our Services.

  1. Scope of Services

1.1 Information Gathering and Distribution
Our primary business is to collect and distribute publicly available information. Our Services include, but are not limited to, aggregating and delivering market data and trends, providing dashboards and analytics tools for viewing and saving relevant market information, offering paid subscription plans featuring exclusive insights, data downloads, API access, and enterprise-level support.

1.2 No Financial, Legal, or Investment Advice
All information provided on the Platform is for general informational purposes only and is not intended as financial, legal, or investment advice. You should consult qualified professionals before making any financial decisions. By using our Services, you acknowledge that we are not liable for any reliance on the information provided.

1.3 Eligibility
Our services are intended for businesses. You must be at least 18 years old to use our Services. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to form a binding contract in your jurisdiction.

1.4 Territorial Use
We are headquartered in Austria and operate under Austrian and EU law. We welcome global clients and strive to make our Services accessible worldwide. If you choose to access or use our Services from outside Austria or the EU, you do so on your own initiative and are responsible for complying with any applicable local laws.

  1. Registration and Accounts

2.1 Account Creation
To access certain features, you may be required to create an account. You agree to provide accurate and complete information during registration and to keep this information up to date.

2.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials. Any activity under your account is your responsibility. You must promptly notify us of any unauthorized use of your account.

2.3 Multiple Accounts
You may not create more than one account unless expressly authorized by us. We reserve the right to close or merge duplicate accounts without notice.

  1. Subscription Plans and Payments

3.1 Plan Descriptions
Each plan offers different features, as described on the Platform. We reserve the right to modify plan features, pricing, or availability at our sole discretion. Changes will be effective upon posting the updated plan details on the Platform or upon renewal of your subscription, unless otherwise indicated.

3.2 Pricing and Currency
Our invoices are typically issued in euros (€), though prices may also be displayed in other currencies for reference. If you are an EU-based business and provide a valid VAT ID, we will apply the reverse charge mechanism, and no VAT will be charged. If no valid VAT ID is provided, the applicable VAT rate (20%) will be added. Clients outside the EU may be exempt from VAT, but are responsible for any import duties, sales taxes, or other local charges in their respective jurisdictions.

3.3 Payment Methods
We accept various forms of payment (e.g., credit card, bank transfer, PayPal). By providing payment information, you represent and warrant that you are authorized to use the designated payment method and authorize us (or our third-party payment processor) to charge your payment method for the total amount due.

3.4 Billing Cycle and Renewal
All paid subscription plans renew automatically at the end of the applicable billing cycle unless canceled in accordance with these Terms. You will be billed in advance for each subscription period. You may cancel your subscription at any time before the next billing date to avoid being charged for the subsequent period.

3.5 Refunds
Except as required by law, we do not offer refunds for any fees or charges paid by you, including partially used subscription periods. If you believe there has been an error in billing, please contact office@marketprediction.ai within 30 days of the billing date.

  1. Use of Services

4.1 License Grant
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal or internal business purposes.

4.2 Prohibited Activities
You agree not to use the Services:

  • In any manner that violates any applicable Austrian, EU, or international law.
  • For fraudulent, harmful, or deceptive purposes.
  • To distribute viruses, malware, or other harmful software.
  • To scrape, data mine, or otherwise extract data from the Platform without our written permission.
  • To infringe upon or violate our intellectual property rights or those of any third party.

4.3 Service Modifications
We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice. We will not be liable if any part of the Services is unavailable at any time for any reason.

  1. Data Protection and Privacy

6.1 GDPR and Privacy Compliance
We comply with the EU General Data Protection Regulation (GDPR) and applicable Austrian data protection laws. Our Privacy Policy explains how we collect, use, store, and protect your personal data. By using our Services, you agree to the practices described therein.

5.2 User Responsibilities
If you provide personal data of third parties, you must have all necessary consents or legal grounds for processing that data. You agree to indemnify us against any claims arising from your failure to comply with data protection laws.

  1. AI-Generated Content Disclaimer

6.1 Nature of AI-Generated Analysis
AI-based sentiment analysis is subject to limitations, including data inaccuracies, misinterpretations, and model biases. MarketPrediction.ai does not provide investment, legal, or financial advice, and we are not responsible for any decisions made based on our analyses.

6.2 No Guarantee of Accuracy
Our AI models analyze vast amounts of unstructured data. Sentiment results may not always reflect real-world sentiments accurately. Users should interpret results as one data point among others and exercise independent judgment.

  1. Disclaimer of Warranties

7.1 “As Is” and “As Available”
Our Services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant that the Services will be uninterrupted, error-free, or always function without delays or defects.

7.2 No Guarantee of Accuracy
While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, or reliability of any data or content provided through the Services. Any reliance you place on such information is strictly at your own risk.

7.3 No Financial Advice
We are not a financial advisor, investment advisor, or legal advisor. All information provided is for informational purposes only and should not be construed as professional advice.

  1. Limitation of Liability

8.1 Indirect Damages
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, special, or exemplary damages, including but not limited to loss of profits, revenue, goodwill, or data, arising out of or in connection with your use of the Services.

8.2 Maximum Liability
In any event, our total liability for any claims arising from or related to the Services shall not exceed the total amount paid by you for the specific subscription period in which the claim arises.

8.3 Mandatory Consumer Protections
Nothing in these Terms excludes or limits liability that cannot be excluded under Austrian consumer protection laws or other applicable legislation.

  1. Indemnification

You agree to indemnify, defend, and hold harmless Signowls FlexCo, its affiliates, directors, officers, employees, and agents from and against all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with:

  1. Your breach of these Terms.
  2. Your violation of any law or the rights of a third party.
  3. Your use of the Services or any information obtained from the Platform.
  1. Term and Termination

10.1 Term
These Terms remain in effect so long as you continue to access or use the Services.

10.2 Termination by User
You may discontinue your use of the Services at any time by canceling your subscription or ceasing to access the Platform.

10.3 Termination by Us
We may terminate or suspend your access to the Services immediately, without prior notice, if you breach these Terms or if we suspect fraudulent or illegal activity. Upon termination, your right to use the Services will cease immediately.

10.4 Survival
Provisions of these Terms that, by their nature, should survive termination shall survive, including but not limited to intellectual property, disclaimers, limitations of liability, and indemnification.

  1. Governing Law and Dispute Resolution

11.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of Austria, without regard to its conflict of law provisions.

11.2 Jurisdiction
Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Landesgericht Linz, unless otherwise required by mandatory consumer protection regulations.

11.3 Alternative Dispute Resolution (ADR)
Pursuant to EU consumer laws, you may be entitled to seek resolution through an Austrian or EU-certified ADR entity before filing a claim in court. More information is available on the European Online Dispute Resolution (ODR) platform.

  1. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay is caused by events beyond our reasonable control, including but not limited to natural disasters, government acts, war, civil unrest, labor disputes, or power failures.

  1. Changes to Terms

We reserve the right to modify or update these Terms at any time. We will indicate the “Last Updated” date at the top of this page. Your continued use of the Services after the posting of any changes constitutes your acceptance of those changes. If you do not agree with the updated Terms, you must stop using the Services.

  1. Severability

If any provision of these Terms is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

  1. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and Signowls FlexCo regarding the Services and supersede all prior or contemporaneous agreements, understandings, or communications.

  1. Contact Information

If you have any questions, concerns, or comments regarding these Terms or our Services, please contact us at:

Signowls FlexCo
Altenberger Straße 69
4040 Linz, Austria
office@marketprediction.ai